Hiring A Prince William County Chapter 7 Attorney

By Nancy Evans


Hiring a competent lawyer is crucial when you want to seek debt relief through bankruptcy. By identify the best lawyer in town, you can be assured of getting the best legal representation possible. When searching for a Prince William County Chapter 7 attorney, there are a number of factors that you should consider. This is because getting the preferred outcome largely depends on getting the right advice.

The seventh chapter provides for liquidation of property belonging to the debtor. A trustee is appointed by the court to identify all the assets belonging to the debtor, ascertain their values and make arrangements for the auction. Once the auction is over, the funds are distributed to all the creditors after court fees and taxes have been deducted.

Chapter 7 is the default and oldest form of bankruptcy. It applies to both businesses and individual consumers. The eligibility requirements are also simple, so virtually anyone can qualify. As the default type of bankruptcy, Debtors who default on chapters 11 and 13 will be subject to this process. That is why lawyers normally advise their clients to make payments without default.

A trustee is simply an expert in business or law. They can be an individual or a company. They must act in a non partisan manner to ensure the laid down rules are followed during the bankruptcy process. They are responsible for communicating with creditors and the debtor. If there is something that creditors want tell the debtor, they must pass the message through the trustee.

There are many types of debts that can never be written off. Student loans, for instance, can only be forgiven when the debtor is dead. Child support payments and spousal support payments, on the other hand, can only be stopped when the family court amends the terms of the divorce. These are some of the things that you should know about before filing for bankruptcy.

The Federal Bankruptcy Act and state laws provide for a number of exemptions during bankruptcy. For instance, the car exception may allow you to retain your car. To ensure that exemption laws are not overlooked by the trustee, you should hire the best attorney in Prince William County VA to advise you throughout the process.

There are a number of things you can expect once you have been declared bankrupt. The first is that your credit rating will take a huge blow. This is because your bankruptcy status will be a matter of public record. This will prevent you from accessing conventional loans from mainstream lenders at affordable interest rates. Getting a job in the financial sector will also be difficult.

When looking for an attorney to hire, a key point to always keep in mind is that experience matters a lot. Ideally, you should hire the most experienced attorney. Start by checking the number of years the attorney has been practicing bankruptcy law. Next, check the number of bankruptcy cases handled by the attorney in the recent years.




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