Finding The Best Bankruptcy Lawyer Snellville GA

By Catherine Olson


Whenever you are thinking of filing for bankruptcy, it is crucial you consult an experienced lawyer in the field to ensure you know what you are getting yourself into. After all, this legal option has many serious consequences, so you have to carry out the necessary research and consult widely before you can make a decision. Hiring the best bankruptcy lawyer Snellville GA has to offer is recommended as it will ensure you have all the information you may need.

The best lawyers usually have a lot of experience in the industry. They have represented thousands of clients over the years in similar types of cases. Therefore, they know how best to effectively represent their clients. When you hire an experienced lawyer, therefore, you can expect to get the best results possible.

The reputation of an attorney should never be overlooked. This is because hiring an attorney with a bad reputation may actually harm your case. On the other hand, hiring an attorney who is trusted and respected by peers and has many glowing reviews might boost your case. Therefore, it is imperative you do some research on the reputation of different lawyers before committing yourself to any attorney.

Every attorney usually charges legal fees for their services. Therefore, you have to compare the legal fees charged by different lawyers to identify the most affordable legal services provider in the city. This comparison will help you save a significant amount of money, so you should not be in a rush to commit yourself.

When you file for bankruptcy, you are simply saying that you do not have enough money to settle your debts. Some people may also look at this move as an admission of financial irresponsibility. That is why many employers never hire individuals who are bankrupt. Getting a loan when you are bankrupt will also be next to impossible because you have a proven track record of failing to pay your loans.

Chapter 13 is meant for individual consumers. If you have a lot of personal debts and a reliable source of income, you can apply for bankruptcy protections under chapter 13. With this chapter, your debts will be reorganized, and you will be required to make regular monthly payments to settle your debts.

Chapter 11 is a type of bankruptcy meant for corporate debtors. It calls for debt restructuring, so business owners have to undertake to pay a certain amount of money every month to service their debts. After a few years, all other unpaid debts will be forgiven. It is important to note that this option is only available to businesses that have a reliable regular income, so firms that do not have any revenue cannot qualify.

The default bankruptcy option is chapter 7. This is simply liquidation of assets to offset the debt account of the debtor. Both corporate and individual debtors can use this option. After filing the necessary paperwork, all the assets of the debtor are sold to pay off their debts. In business, chapter 7 often leads to winding up of the business. Therefore, business owners need to consult competent bankruptcy lawyers before they make this decision.




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