Tips For Choosing A Bankruptcy Attorney NY

By Sherry Gross


Going bankrupt can have disastrous financial problems. However, it is a condition that could be well beyond your control. The process itself is stressful and many people cannot do the filing on their own. There are a number of ins and outs in the supplication. The courts, creditors, and trustees must also be consulted constantly. This makes it necessary to hire a bankruptcy attorney NY resident would approve of.

Getting a reliable professional is a different matter altogether. Many people assume that any legal expert with a background in financial matter financial matters can handle things to do with insolvency. This is not true, so look at other qualities that will ensure that the filing process is successful and you are able to come out of your situation.

Consider the expertise one has in relation to your case. There is a difference between chapter 7 and chapter 13, so you need someone who understands the legal implications of both. Remember that the lawyers work is not only to represent you, but also to advise you on the right course of action to take.

Choose someone you can trust. Remember that you will be putting your property at risk as some will be exempted and others not. You may have assets that you do not want people to know about, but you will have to inform your lawyer about them because lack of protection may mean losing it.

Consider the amount of experience one has. There will be a lot of coordination between trustees, creditors, judges and the lawyer. The answers you give during the interrogation will also play a big role in the success of the petition. An experienced attorney can advise you on how to respond to questions and what to avoid.

Check the fees. Well, this is what most people fear. The thought of giving out money when you are already in a dire financial situation is simply distressing. However, it is not something you can avoid because you have to pay for the legal fees. Nevertheless, get a lawyer you can easily afford.

Know what the fee covers. Most firms have a flat fee for liquidity or personal reorganization. However, you should confirm if this fee includes consultation with the lawyer and financial analysis. There is also preparation of the petition, attending meetings with creditors, reviewing the petition, and follow-ups with creditors. Depending on the type of bankruptcy, you may also require a confirmation hearing representation and a reorganization plan.

Consider the knowledge of the lawyer when it comes to current affairs. The regulations for a bankruptcy petition have constantly been changed to prevent people from abusing it. Your legal representative should be privy to these changes and be in a position to advise you best.

Bankruptcy is a very complex area of the law. It has a lot of paperwork and many conditions that have to be met before the application can be accepted. With a lawyer who meets the above conditions, you should be in good hands.




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