Local Harrisburg Bankruptcy Attorney Provides Important Legal Assistance

By Kurt Lavecchia


When you are having problems with debts it can make life miserable for you and your family. Debt collectors may be hounding you and you might even be hesitant to answer your own phone. This can create an enormous amount of tension and stress. Thankfully your Harrisburg bankruptcy attorney is there to help.

If you would like to talk to an experienced legal professional you only have to pick up the phone and call the office. Your initial consultation is free and you can discuss your problem with a lawyer. Together you and your lawyer will look at your current financial situation and determine the best course of action.

If you qualify for a chapter 7 strategy you will no longer need to deal with harassment from bill collectors. When they call you only have to inform them that you have filed for protection and they can contact your lawyer for additional information. These people will no longer call your house or place of employment.

After you apply for legal protection, you cannot be sued by creditors. They must abide by the final decision of the court and trustee. If your home is in danger of foreclosure, this will stop the legal process temporarily and may give you time to do what it takes to save your property.

Not everyone will qualify for a chapter 7 strategy as your income must be below certain levels and you must have a significant debt to income ratio. However, chapter 13 may be a better option. Under this plan you agree to pay off all financial obligations with a payment plan over the course of a few years.

A good bankruptcy lawyer in Harrisburg can help to ease the burden placed upon you by debts, so you can sleep peacefully at night. You will have the best legal advice and someone to represent you in court. There is no need to suffer at the hands of creditors when legal assistance is readily available.




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