After A Car Crash, Hiring A Gastonia Personal Injury Attorney Will Help You Pay Your Medical Bills

By Lakota R. Denton


How will you pay your medical bills following a car accident? A Gastonia Personal Injury Attorney can help you find sources of compensation to pay your medical bills. Injuries are common following a car accident. Medical bills add up fast and can go into collections quickly. Who will pay your medical bills after an accident? A Gastonia Personal Injury Attorney will help you determine who will pay, and how much they will pay, for your medical bills.

If you have been injured in a car accident, N.C. law will allow you to recover compensation for your injuries from the person who caused the accident. You can one of two things: a) File a claim against the car insurance of the at fault driver, or b) File a lawsuit against the at-fault driver. Each method is your legal right in order to be compensated for your injuries. The most commons sources of compensation for your medical bills are the at fault driver, the at fault driver's insurance company, your own car insurance, and health insurance.

The at fault driver is responsible for an injured person's medical bills after a car accident. North Carolina's "fault" system requires the at fault driver to be responsible for the injuries he or she causes. Fault is ultimately determined in a jury trial. However, most cases do not end up in front of a jury. Prior to a case reaching a jury, attorney will argue who is at fault and attempt to reach a settlement for payment of medical bills base don who is at fault. A Gastonia Personal Injury Attorney will handle the case for you. It is unlikely that the at fault driver will have enough money to pay for all the medical bills. Typically, the injured person will need to recover money for medical bills somewhere else. It is not common that an at fault driver will be able to afford paying the bills, however, North Carolina requires all drivers to carry liability insurance on their vehicle. A Gastonia personal injury attorney can help argue that the insurance company is responsible for your medical bills.

The insurance carrier for the at fault driver is responsible for your medical bills caused by the accident. The North Carolina minimum insurance policies required at least $30,000 in coverage for bodily injury liability, per person per accident; $60,000 per accident; and $25,000 for property damage per accident. These are just the state minimum requirements; it is wise to carry much more than the minimum, and many drivers carry $50K, $100K or more on each vehicle. A Gastonia personal injury attorney will help you find out the total amount of insurance coverage available for your claim.

You personal car insurance may also provide some compensation for your medical bills. You need to look at your own policy and determine if you have uninsured coverage, underinsured coverage, or medical payments. All three can help provide money to pay your medical bills. An attorney will help you determine if any of these apply to your case.

Health insurance may help you pay your bills after a car accident. Additionally, you may be able to pay your medical bills through health insurance providers like Medicare, Medicaid, or other private health insurance carriers if you are eligible for those services/benefits. However, if these services pay your medical bills, they will require repayment of these benefits as soon as you receive either compensation or a settlement from the at-fault driver or their insurance company. This is called subrogation.

If you have questions, contact a Gastonia personal injury attorney. An attorney at Minick Law will provide a free consultation.




About the Author:



Aucun commentaire:

Enregistrer un commentaire