Learn About Insurance Settlement Options With The Help Of A Sedalia Auto Injury Attorney

By Darryl Kendricks


Workers and their employers are covered by a Workers Compensation Insurance program in all fifty of the United States. Any employee who has an accident at work will have his medical care paid for. This coverage provides partial pay while disabled as a Sedalia Workers Compensation Attorney can explain.

Claims are not paid according to any circumstances but the accident. If the employer was not maintaining a safe workplace, it makes no difference. If the worker is at fault for some reason, it makes no difference. Medical expenses and partial salary are always paid. Punitive damages remain uncollectible.

It is a no-fault system. This means it does not matter who, if anyone, is at fault. There is no danger of the employer being sued for punitive damages. The employee can collect only up to a specific amount. This insurance is mandated by law.

Compare this to an accident that does not happen at work. The person at fault can be sued for punitive damages in addition to lost wages and medical care. An employer is absolved of responsibility for anything else. An employee is always entitled to wages and medical benefits. The employer pays for this insurance as required by law.

In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.

Fraud within the boundaries of Workmans Compensation benefits is a controversial topic. Some claim it is less the one half of a percentage point. Others argue that is as high as $7.2 billion dollars. But, there is no logical way to measure the actual numbers.

There is no way for an employer to keep track of injuries that occur on the weekend. An employee can report it as an on-the-job accident on Monday. There is no relevance to dangerous conditions in the workplace that are prosecutable. Fraud can take many forms. It is not difficult to initiate such a deception.




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